STEP 1. Draw simple circle for head and add facial guidelines.
STEP 2. Add cheeks. Eyes are oblong, add one line for eyelashes. Everything is simple. Add mouths.
STEP 3. Belly is little bit larger than eyes. Hands are long as eye, and legs, they are like two eyes. Add rounded squares for feets.
STEP 4. Draw clothes and palms. I'm sorry, but I'm not so good at explaining... :(
STEP 5. Draw 3 deformed triangles for bangs and two for pigtail...
STEP 6. Add details to hair and you're done!
STEP 7. ...done...